VND → USDT → CNY
VND to CNY: via USDT vs the bank rate
Right now 10,000,000 VND gets about 2,562.23 CNY via USDT (buy USDT with VND on Binance P2P, sell it for CNY on Binance P2P), which works out to about 3,903 dong per yuan.
At Vietcombank's CNY selling rate (1 CNY ≈ 3,932 dong) you'd get about 2,543.29 CNY, so USDT gives about 0.74% more.
The other way, 10,000 CNY gets about 38,890,719 VND via USDT.
01VND → CNY
VND to CNY: common amounts
Via USDT: buy USDT with VND on Binance P2P, sell for CNY on Binance P2P. Bank: Vietcombank's CNY selling rate.
| VND | Via USDT | Bank rate | Difference |
|---|---|---|---|
| 1,000,000 VND | 256.22 CNY | 254.33 CNY | +0.74% |
| 5,000,000 VND | 1,281.11 CNY | 1,271.65 CNY | +0.74% |
| 10,000,000 VND | 2,562.23 CNY | 2,543.29 CNY | +0.74% |
| 50,000,000 VND | 12,811.14 CNY | 12,716.47 CNY | +0.74% |
| 100,000,000 VND | 25,622.28 CNY | 25,432.93 CNY | +0.74% |
Via USDT: 1 CNY ≈ 3,903 dong; Vietcombank selling rate: 1 CNY ≈ 3,932 dong.
02CNY → VND
CNY to VND: common amounts
Via USDT: buy USDT with CNY on Binance P2P, sell for VND on OKX P2P. Bank: Vietcombank's CNY buying rate.
| CNY | Via USDT | Bank rate | Difference |
|---|---|---|---|
| 1,000 CNY | 3,889,072 VND | 3,809,810 VND | +2.08% |
| 5,000 CNY | 19,445,359 VND | 19,049,050 VND | +2.08% |
| 10,000 CNY | 38,890,719 VND | 38,098,100 VND | +2.08% |
| 50,000 CNY | 194,453,593 VND | 190,490,500 VND | +2.08% |
| 100,000 CNY | 388,907,186 VND | 380,981,000 VND | +2.08% |
03Why
How the USDT route is calculated
- VND side: the cheapest USDT buy price on Vietnam's P2P market gives how much USDT you get.
- CNY side: the best USDT sell price on the yuan P2P market gives how much CNY that USDT fetches. Both sides count only reliable sellers.
- What you actually receive is lower after transfer fees, any withdrawal fee and price moves between the two trades.
Note: Vietnam and mainland China both control foreign exchange, and mainland China treats crypto exchange as an illegal financial activity. Using USDT to move money across the border may break both countries' currency rules and carries bank-freeze risk. This page only compares rates; it is not advice to exchange or trade.
04FAQ
USDT to VND: frequently asked questions
VND to CNY: via USDT vs the bank rate
Right now 10,000,000 VND gets about 2,562.23 CNY via USDT (buy USDT with VND on Binance P2P, sell it for CNY on Binance P2P), which works out to about 3,903 dong per yuan.
Is converting via USDT always better than the bank?
No. The USDT rate depends on P2P prices on both sides at the time, so it can be better or worse than the bank; the tables above show the live comparison.
What is Vietcombank's CNY rate?
It's the yuan buying and selling rate Vietcombank posts, in dong per 1 CNY. Buying yuan with dong uses the selling rate; selling yuan uses the buying rate.
What are the risks of converting via USDT?
Each P2P trade carries the risk of receiving fraud-linked money and having a bank account frozen, or of a dishonest counterparty, and moving money across borders may breach currency rules. Use only accounts in your own name and trade inside the exchange order.