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Live · USDT / INR
USDT rate in India today
Live USDT to INR prices on Binance P2P and Bybit P2P in India, updated every 3 minutes. Prices are for a typical trade of about ₹20,000, from sellers with a strong track record.
SummaryAt 05:03, 15 Oct 2026 (IST), the cheapest place to buy USDT is Binance P2P at ₹104.95, and the best place to sell is Binance P2P at ₹103.65. Prices come from P2P offers that accept a trade of about ₹20,000.
Best USDT P2P offers right now
Updated ·Cheapest to buy
104.95₹ Not enough offers Only 14 sellers at this amountyou pay per USDT
Buy USDT on BinanceYou buy USDT
105.90₹ Not enough offers Only 10 sellers at this amountyou pay per USDT
Buy USDT on BybitLoading the latest prices…
Prices last updated at 05:03, 15 Oct 2026 (IST). Live prices on the exchange may have changed since.
Offers
| Exchange | You buy USDT | You sell USDT |
|---|---|---|
| Binance P2P | 104.95₹ Not enough offers Only 14 sellers at this amount Cheapest | 103.65₹ Not enough offers Only 8 sellers at this amount Highest |
| Bybit P2P | 105.90₹ Not enough offers Only 10 sellers at this amount Cheapest | 102.53₹ Not enough offers Only 32 sellers at this amount Highest |
USD/INR mid-market
Referral link: coinglee may earn a commission from the exchange. Your price doesn't change.
Crypto products and NFTs are unregulated and can be highly risky. There may be no regulatory recourse for any loss from such transactions.
01Trend
USDT to INR price chart
The typical price to buy USDT on each exchange over time, compared with the USD/INR mid-market rate.
02Offers
Best USDT P2P offers right now
The two best offers on each exchange for a trade of about ₹20,000, from sellers with a completion rate of 95% or higher.
| Exchange | Price | Limits (INR) | Available | Completion | Payment | Speed | Buy |
|---|---|---|---|---|---|---|---|
| Binance | ₹100.55 | 10,000 – 50,000 | 4,459 USDT | 100.0% | Bank transfer, UPI | Online 292 min agoPay within 15 min | Buy |
| Binance | ₹104.85 | 20,000 – 37,500,000 | 7,498 USDT | 99.3% | Bank transfer, UPI | Online 14s agoPay within 30 min | Buy |
| Bybit | ₹105.35 | 1,000 – 40,554 | 385 USDT | 98.0% | Digital Rupee (e₹) | Releases in ~34sPay within 15 min | Buy |
| Bybit | ₹105.37 | 2,000 – 30,828 | 293 USDT | 97.0% | Digital Rupee (e₹) | Releases in ~26sPay within 15 min | Buy |
| Exchange | Price | Limits (INR) | Available | Completion | Payment | Speed | Buy |
|---|---|---|---|---|---|---|---|
| Binance | ₹103.70 | 19,999 – 20,000 | 215 USDT | 98.0% | Digital Rupee (e₹) | Online 134 min agoPay within 15 min | Sell |
| Binance | ₹103.66 | 4,999 – 900,000 | 899 USDT | 100.0% | Digital Rupee (e₹) | Online 79 min agoPay within 15 min | Sell |
| Bybit | ₹102.66 | 10,000 – 26,727 | 260 USDT | 96.0% | Bank transfer, UPI, PhonePe, Google Pay | Releases in ~2 minPay within 15 min | Sell |
| Bybit | ₹102.54 | 20,000 – 20,000 | 88,334 USDT | 98.0% | Digital Rupee (e₹), PhonePe | Releases in ~6 minPay within 30 min | Sell |
03Compare
Which exchange has the cheapest USDT in India?
Over the last 7 days, Binance P2P had the cheapest USDT buy price 93% of the time.
04Payment
USDT price by payment method in India
05Convert
USDT ⇄ INR converter
Enter an amount to see how much you'd get at each exchange's current P2P price. The final amount depends on the offer you choose.
USDT → INR
INR to USDT
- Binance P2P—
- Bybit P2P—
- USD/INR mid-market—
06Guides
Trade USDT on P2P the right way
Step-by-step guides to trading USDT for INR, and what to know to stay safe on P2P.
- 01 How to Buy USDT in India (2026) – P2P vs Indian Exchanges, Costs, Tax and RisksAll the ways to buy USDT with rupees in India compared: Binance and Bybit P2P by UPI or IMPS, Indian exchanges with INR deposits, what each costs, how TDS and the 30% tax apply, the risks, and which to choose for your amount. 4 min read
- 02 How to Register a Binance Account in India (Aadhaar and PAN KYC, Referral Code, 2FA)Open and verify a Binance account in India step by step: email or +91 phone sign-up, the referral code you can only add once, KYC with Aadhaar or passport plus PAN, why verification fails, the security P2P needs, and UPI or bank payment methods in your own name. 6 min read
- 03 How to Buy USDT on Binance P2P in India (UPI, IMPS, Bank Transfer)Step-by-step guide to buying USDT with rupees on Binance P2P: KYC, choosing UPI, IMPS, bank transfer or Digital Rupee, reading an offer, paying correctly, UPI limits, TDS, real costs and what to do when something goes wrong. 5 min read
- 04 How to Buy USDT on Bybit P2P in India (UPI, IMPS, PhonePe)Step-by-step guide to buying USDT with INR on Bybit P2P: KYC, paying by UPI, IMPS, PhonePe, Paytm, Google Pay or Digital Rupee, reading advertiser release times, TDS, costs, appeals and how Bybit compares with Binance. 4 min read
- 05 How to Sell USDT for INR on P2P Safely – UPI, IMPS, TDS and Frozen AccountsSelling USDT for rupees on Binance or Bybit P2P in India: choosing a buyer, checking UPI or IMPS payments in your own bank app, the 1% TDS and 30% tax, and how to avoid a frozen bank account. 4 min read
- 06 Trading USDT P2P Safely in India – Frozen Bank Accounts, Scams and TaxWhy Indian bank accounts get frozen after P2P USDT trades, the scams to watch for (third-party payments, fake UPI screenshots, collect requests, Telegram dealers), how to secure your account, a checklist for every trade, and what to do if your account is frozen. 3 min read
- 07 Why USDT Costs More Than the Dollar Rate in IndiaWhy USDT to INR on P2P is usually several percent above the USD/INR mid-market rate: the role of the 30% tax and 1% TDS, bank-freeze risk, limited supply and demand for dollars, how to read the premium and the buy–sell spread, and how coinglee works out a price you can actually get. 4 min read
- 08 1% TDS and 30% Tax on Crypto in India – How It Works for USDT and P2PHow India taxes crypto and USDT in 2026: 1% TDS on transfers (Section 194S, now Section 393 of the Income-tax Act 2025), 30% tax on gains with worked examples, thresholds, who deducts TDS on P2P, losses, Schedule VDA, claiming TDS credit and the records to keep. 4 min read
- 09 Binance vs Bybit P2P in India – Which Is Better for Buying USDT with INR?Binance P2P and Bybit P2P compared for Indian users: USDT price, UPI, IMPS, PhonePe and Digital Rupee offers, release speed, limits, fees, TDS handling, FIU registration and safety, plus why OKX isn't on the list. 4 min read
- 10 Is Crypto Legal in India in 2026? Rules, Tax and FIU-Registered ExchangesIs crypto legal in India? The RBI circular and the Supreme Court ruling, the 30% tax and 1% TDS, PMLA and FIU-IND registration, which exchanges are registered, what that means for buying USDT on Binance and Bybit P2P in 2026, and the practical risks. 4 min read
- 11 USDT P2P Glossary for India: 40 Terms Explained (KYC, TDS, VDA, UPI, Release…)Plain-English definitions of the terms you'll see when buying and selling USDT with rupees on Binance and Bybit P2P in India, from KYC, escrow and release to UPI, UTR, VDA, TDS, Schedule VDA, premium and FIU-IND. 4 min read
- 12 USDT TRC20 vs BEP20 vs ERC20 in India – Which Network to Use When Moving USDTChoosing the right USDT network when you move coins between Binance, Bybit, Indian exchanges and wallets: fees, address formats, memos, the wrong-network problem and the records to keep for tax. 4 min read
- 13 P2P Triangle Scams and Fake UPI Screenshots in India – How Sellers Get CaughtHow triangle scams turn your USDT sale into a frozen bank account, how fake UPI screenshots and payment apps work, the UPI collect-request trick, and what to do if a stranger's money reaches you. 3 min read
07FAQ
USDT to INR: frequently asked questions
What is the USDT price today?
At 05:03, 15 Oct 2026 (IST), the cheapest place to buy USDT is Binance P2P at ₹104.95, and the best place to sell is Binance P2P at ₹103.65. Prices come from P2P offers that accept a trade of about ₹20,000.
Why is USDT more expensive than the dollar rate in India?
USDT trades freely between users on P2P markets, so supply and demand set its price rather than the interbank rate. India's 1% TDS on crypto transfers, bank-account freeze risk and limited ways to buy dollars usually keep P2P USDT well above the USD/INR mid-market rate.
How does coinglee work out the USDT price?
We only count offers that accept a trade of about ₹20,000 from sellers with a completion rate of 95% or higher and plenty of completed orders, then take the middle of the five best prices. That leaves out eye-catching offers with tiny limits.
Is Binance or Bybit cheaper for USDT?
Over the last 7 days, Binance P2P had the cheapest USDT buy price 93% of the time. The gap changes hour by hour, so compare when you trade and pick advertisers with a high completion rate.
Markets
USDT price in other countries
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